:root{--navy:#1d425f;--navy2:#102d47;--gold:#d9ad48;--olive:#64812d;--ink:#233346;--muted:#5a6c7b;--light:#f5f7f5;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:#fff}a{color:var(--navy)}a:hover{text-decoration-color:var(--gold)}.container{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:1000;background:white;padding:10px}header{background:white;position:sticky;top:0;z-index:20;box-shadow:0 2px 15px #102d4717}.header{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:8px 0}.brand{display:flex;align-items:center;gap:9px;text-decoration:none;color:var(--navy)}.brand img{width:94px;height:78px;object-fit:contain}.brand b{display:block;font-size:1.1rem}.brand small{display:block;color:var(--olive);font-size:.8rem}nav{display:flex;gap:5px;align-items:center;flex-wrap:wrap}nav a{font-size:.9rem;text-decoration:none;font-weight:650;padding:9px 11px;border-radius:7px}nav a:hover{background:#f1f5f2}nav .nav-cta{background:var(--gold);color:var(--navy2)}.hero{background:linear-gradient(115deg,#f5f9f7,#fff9e9);padding:72px 0 76px}.hero-grid{display:grid;grid-template-columns:1.35fr 1fr;align-items:center;gap:50px}.eyebrow{text-transform:uppercase;letter-spacing:.15em;color:var(--olive);font-size:.76rem;font-weight:850;margin:0 0 12px}h1,h2,h3{line-height:1.18;color:var(--navy2)}h1{font-size:clamp(2.4rem,4.5vw,4.1rem);letter-spacing:-.04em;margin:0 0 22px}h1 em{font-style:normal;color:var(--olive)}h2{font-size:clamp(1.75rem,3vw,2.6rem);letter-spacing:-.025em;margin:0 0 20px}h3{font-size:1.2rem}.lead{font-size:1.16rem;max-width:650px;color:#415364}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.button{display:inline-block;border:0;border-radius:9px;padding:13px 20px;text-decoration:none;font-weight:800;font-size:.98rem;cursor:pointer;text-align:center}.gold{background:var(--gold);color:var(--navy2)}.dark{background:var(--navy);color:white}.outline{border:2px solid var(--navy);color:var(--navy);background:transparent}.button:hover{filter:brightness(.95);transform:translateY(-1px)}.hero-note{font-size:.86rem;color:var(--muted);margin-top:20px}.hero-art{background:white;padding:30px;border-radius:24px;box-shadow:0 20px 60px #1737501a;text-align:center}.hero-art img{display:block;max-width:100%;height:auto;margin:auto}.mini-stat{border-top:1px solid #e8e7dc;margin-top:12px;padding-top:15px}.mini-stat strong{font-size:1.55rem;color:var(--navy)}.mini-stat span{display:block;color:var(--muted)}.section{padding-top:76px;padding-bottom:76px}.soft{background:var(--light)}.section-intro{max-width:800px;color:var(--muted);font-size:1.08rem}.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.tile,.panel{padding:30px;border:1px solid #e4e9e5;background:white;border-radius:16px;box-shadow:0 6px 20px #102d470a}.tile-icon{display:grid;place-items:center;background:#e8f0df;color:var(--olive);width:48px;height:48px;border-radius:13px;font-size:1.6rem;font-weight:800}.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:32px 0 18px}.price-card{position:relative;border:1px solid #dbe4df;background:white;border-radius:17px;padding:34px 27px;display:flex;flex-direction:column}.price-card.featured{border:2px solid var(--gold);box-shadow:0 10px 30px #c9a22720}.tag{position:absolute;top:-14px;left:20px;background:var(--gold);color:var(--navy2);padding:3px 12px;border-radius:30px;font-size:.75rem;font-weight:900}.amount{font-size:2.5rem;font-weight:850;color:var(--navy);margin:5px 0}.amount span{font-size:.95rem;font-weight:500;color:var(--muted)}.price-card ul{padding-left:21px;flex:1}.price-card li{margin-bottom:11px}.price-card .button{display:block;margin-top:18px}.fine{font-size:.83rem;color:var(--muted)}.split{display:grid;grid-template-columns:1.15fr 1fr;gap:35px;align-items:center}.align-start{align-items:start}.referral-diagram{display:flex;align-items:center;justify-content:space-around;gap:7px;background:#f4f8ef;border:1px solid #d9e6cf;border-radius:18px;padding:32px 14px;text-align:center}.referral-diagram div{background:white;border:2px solid var(--gold);border-radius:12px;padding:17px 9px;font-weight:800;font-size:.85rem}.referral-diagram small{display:block;color:var(--muted);font-weight:500;font-size:.72rem}.referral-diagram span{color:var(--olive);font-size:1.7rem}.text-link{font-weight:800}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:28px}.steps>div{background:white;padding:23px;border-radius:14px;border-top:4px solid var(--gold)}.steps b{font-size:1.6rem;color:var(--olive)}.faq{max-width:900px;margin-top:30px}.faq details{border-bottom:1px solid #dce4e0;padding:17px 0}.faq summary{font-weight:750;cursor:pointer;color:var(--navy);font-size:1.05rem}.faq p{color:#4d5f6e}.cta-panel{background:var(--navy);color:white;padding:40px;border-radius:18px;display:flex;align-items:center;justify-content:space-between;gap:25px}.cta-panel h2{color:white}.page-banner{background:linear-gradient(120deg,#f2f7f2,#fff9ea);padding:65px 0}.page-banner p:last-child{max-width:760px}.resources{grid-template-columns:repeat(2,1fr)}.resources h2{font-size:1.5rem}.contact-form{display:grid;gap:16px}.contact-form label{font-weight:750;color:var(--navy)}input,select,textarea{display:block;width:100%;font:inherit;border:1px solid #b8c8c4;border-radius:8px;padding:12px;margin-top:5px;background:white}input:focus,select:focus,textarea:focus{outline:3px solid #d9ad4877}.form-note{background:#f4f7ef;padding:12px;border-radius:8px;font-size:.9rem}.aside-logo{max-width:180px;width:100%;height:auto}footer{background:var(--navy2);color:#e3e9ee;padding:42px 0}.foot{display:grid;grid-template-columns:130px 1fr 1.2fr;gap:26px;align-items:start}footer a{color:#f1d58b}footer .fine{color:#c1cbd3}@media(max-width:850px){.header{flex-direction:column}.hero-grid,.split{grid-template-columns:1fr}.tiles,.price-grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.foot{grid-template-columns:100px 1fr}.foot>div:last-child{grid-column:2}.hero{padding:45px 0}}@media(max-width:600px){.container{width:min(100% - 28px,1160px)}nav{justify-content:center}nav a{padding:6px 8px;font-size:.82rem}.brand img{width:75px;height:62px}.brand b{font-size:1rem}.hero-art{padding:16px}.tiles,.price-grid,.steps,.resources{grid-template-columns:1fr}.section{padding-top:48px;padding-bottom:48px}.cta-panel{flex-direction:column;align-items:start}.referral-diagram{flex-wrap:wrap}.foot{grid-template-columns:1fr}.foot>div:last-child{grid-column:auto}h1{font-size:2.25rem}}